Sample Essay

Credit card companies are thriving in business because of financial charges. Most companies financial charges range from sixteen percent to twenty eight percent.

It is difficult for the customer to pay off the total principal amount, as the principal keeps on increasing with the addition of interest charges. However the credit card companies are so eager to capture the business that they provide balance transfer facility. Meaning that the debt of all cards is consolidated in only one card, which enables customers to save on the interest.

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